Sunday, May 10, 2020
Your Business Needs an Organizational Course
<h1>Your Business Needs an Organizational Course</h1><p>Having a business necessitates that you have various courses attempting to get you where you need to be. This remembers courses for funds, promoting, law, bookkeeping, venture the board, and initiative. Each of these is basic for maintaining your business viably, however not every one of them will be vital in the event that you decide to begin with the correct new company loan.</p><p></p><p>It's very simple to begin a business with little money, no cash at all and nothing to work with. You ought to do your exploration before you make the ways for your new business. Start by investigating the entirety of the courseworks that are required to run your business.</p><p></p><p>There are a few courses that are explicitly intended to assist you with dealing with your business. These courses incorporate business credits, government award subsidizing, online awards, and exp ense codes. Every one of these will be valuable in helping you to deal with your funds and future money related difficulties in the future.</p><p></p><p>Some different courses incorporate bookkeeping on the web courses, business law, venture the board, and initiative courses. These are not explicit to any one sort of business, yet each of these are important to be effective and maintained your business. By inspecting every one of these courses, you can perceive any reason why you need them.</p><p></p><p>When searching for business credits, you may find that the courses that you are keen on examining are not accessible through the government awards and advances. You may need to look farther than this. There are different banks and loaning foundations that offer a wide range of sorts of financing, yet these are not generally attached to coursework.</p><p></p><p>Don't utilize your own advances or award subsidizing as an approach to pay for coursework. On the off chance that you have all that anyone could need cash accessible to start your business and afterward utilize the assets to pay for coursework, you won't have enough left over for whatever else. The best activity is search for extra financing sources.</p><p></p><p>The best wellsprings of subsidizing are numerous organizations, not courses or studies. You can converse with your banks about the chance of giving you a premium free advance for as long as a half year, contingent upon to what extent you have been doing business. You can likewise converse with a couple of neighborhood loaning foundations about an intrigue free home loan to fund the business for a shorter time of time.</p><p></p><p>If you don't begin today, you may locate that a debacle will precede you even get an opportunity to begin. The entirety of the business assets accessible ought to be deliberately checked on and assesse d before you begin. This is your first opportunity to manufacture your business and in the event that you start today, you will begin with a sound budgetary foundation.</p>
Friday, May 8, 2020
How to Compare/Contrast Essay Topics for the Odyssey
How to Compare/Contrast Essay Topics for the OdysseyFor students preparing for the Graduate Record Examination (GRE), it is a good idea to compare/contrast essay topics for the Odyssey. This is especially true if your student is taking the GRE with an intent to get into law school. There are three key areas that they will have to work on, and the first two you can begin studying for as soon as the GRE exam is over.This would be the word problem: this is the part where the writer has to focus on and show how much of what they say is taken out of context, and how much of what they say is emphasized. The sample sentences used in the comparison essay should always be quoted at length to make the point clear. Although most of the sample sentences used are short, they must be chosen carefully because they will be put in many different contexts throughout the article. The writer is to convince the reader that their ideas are well represented by the sample sentences. It is worth taking the t ime to really find the best sentences to use.Another point of focus would be the structure and standard sentence structure of the Odyssey. The readers will form an opinion about the writer based on the structure of the article. This may sound obvious, but it is worth being aware of. If the structure is off, then the reader will not consider the writer as worthy of a passing grade. Being aware of standard writing structure will allow the writer to stand out from the crowd and create a memorable article.The next area that will help you determine the quality of the articles written is the grammar. The sample sentences should be clear, and the sentences must be grammatically correct. The reader should understand that the writer used correct grammar. It is worth taking the time to clarify sentences, and to check the sentence spelling. The writer must also be aware of the difference between correct and incorrect grammar.The last area of focus for the writers will be the style of the Odyss ey, especially the use of quotations. The quotations must be appropriate to the text, and not anachronistic. The quotations should be well chosen, and they should match the overall theme of the article. The quotation can be found throughout the article, or it can be used in its appropriate place, but it must not overwhelm the overall theme.Finally, some ideas and points that the writer wants to get across need to be backed up with studies and research. Many people know that The Odyssey is a classic story, but there are many people who do not know how it relates to writing. Sometimes a simple reference to an online dictionary can be used as an example. The reader should be given enough information to be able to understand the ideas behind the piece.The best way to compare/contrast essay topics for the Odyssey is to find some ideas from the writings of an expert and incorporate them into the essay. The more references that are used, the better the article will turn out. This is true o f all essay subjects and using the information of others is always a great way to ensure the article is excellent.It is easy to compare/contrast essay topics for the Odyssey. You just need to take the time to look at the samples of the Odyssey to see how the writer is presenting their ideas.
Argumentative Essay Samples For IELTS
Argumentative Essay Samples For IELTSThere are hundreds of argumentative essay samples for IELTS to choose from when you want to enhance your writing skills. Some you may have come across, others you may not. They range from fantastic written word pieces by renowned authors, to written pieces in which you can draw inspiration.As an IELTS aspirant, you should have a clear idea of what works and what does not, before you commit yourself to writing. While some people may find it easy to write such essays, others may find it difficult, especially if you have not done it before.Before going through the first article that looks as if it is written by a seasoned author, here are a few tips that you can follow to improve your writing skills, especially the problem solving one. It will make it easier for you to produce better essays that you can excel at.It is not just writing about the subject of the essay. Even if you are able to write a well-written piece on the subject of the essay, you c an also go a step further. You can give a little research on the topic before writing the essay. This will help you develop your knowledge about the topic and prepare you to be able to write well about it.If you feel that there is a lot of theory that you would like to take a look at when it comes to argumentative essay samples for IELTS, you may wish to learn it. Reading the text that is behind these essays is an important step. However, this is just one small part of it. If you are truly determined to improve your writing skills, you must study hard and focus on other areas of your writing.Argumentative essay samples for IELTS can help you hone your debating skills. It is true that you can use them to improve your IELTS writing skills but do not forget that they are written by seasoned professionals who were once students of IELTS.They know how to use English to communicate ideas in words to convey their points effectively. So, if you really want to improve your writing skills, yo u can certainly add these essay samples for IELTS to your tool box.
Wednesday, May 6, 2020
Teen Homlessness Free Essays
Public Speaking Persuasive Speech Outline Imagine If You Didnââ¬â¢t Know Where You Were Going to Sleep Tonight Introduction: ââ¬Å"If you donââ¬â¢t know where youââ¬â¢re putting your slippers at night, you canââ¬â¢t do algebraâ⬠. According to the National Coalition for the homeless, one out of every three homeless persons is under the age of 18. Between 1. We will write a custom essay sample on Teen Homlessness or any similar topic only for you Order Now 6 and 1. 7 million people under the age of 18 will experience homelessness this year alone. A homeless youth is someone who is 21 years of age and younger who is unaccompanied by a parent or guardian and is without shelter where appropriate care and supervision is available, whose parent or guardian are unable or unwilling to provide shelter and care or who lacks a fixed regular and adequate nighttime residence. Thesis: Tonight I want to speak to you about the problem of homeless youth, and what you can do to help these teens. Body: I: The truth about being homeless You donââ¬â¢t always see homeless youth. They arenââ¬â¢t all ââ¬Å"living on the streetsâ⬠their living in cars, their couch surfing, their sleeping in peoples hallways or stays at friendââ¬â¢s houses. * Itââ¬â¢s the youth that canââ¬â¢t get help because their under 18 and you have to be 18 to rent an apartment unless youââ¬â¢re emancipated. Most landlords wonââ¬â¢t rent to teens based on the assumptions about age and irresponsibility and few have never rented before and have no previo us landlord to list as references. . * The biggest problem for most youth under 18 is they donââ¬â¢t have the finances to afford an apartment. Most 1 bedroom apartments go for about $400 ââ¬â $800 a month. Why are they Homeless? * Some leave home because of parents fighting * Domestic Violence * Physical Abuse, Sexual Abuse, Mental Abuse, Emotional Abuse * Parents done take care of them There are so many reasons why teens leave home. Sometimes they have no other choice to leave home. II: Statistics * As of January 2009 there were 132 homeless teens in Lewiston High School, 32 homeless teens in Auburn High School and 52 teen enrolled In the Ace Program. Thatââ¬â¢s 215 homeless teenagers. Most of the youth that are homeless suffer from severe anxiety and depression, poor health and nutrition and low self- esteem. They also suffer from other mental health problems and most have substance abuse issues, as well as age ââ¬â appropriate development and behavioral disabilities. Many are survivors of abuse, neglect, and violence. * Homeless youth often lack life and social skills necessary to, for example, take care of th emselves well, maintain personal relationships, and hold a job as well as maintain an apartment. Over 60% of the youth that use any of the New Beginnings Programs have a mental health diagnosed. Now that I have explained to you the real reason why teen are homeless let me show you some ways that can help out these teens. III: Places who help youth * Lewiston and Auburn does have New Beginnings Shelter (491 Main Street) that can help teens from the ages 11 ââ¬â 19. They have 12 beds and you can stay there for a maximum of 3 weeks depending on your circumstances. It is considered a ââ¬Å"dry shelterâ⬠which means you are not a loud to use drugs or alcohol during your stay. They operate 24 hours a day and offers programs and supervision during the day. * New Beginnings Transitional Living Program (597 Main Street) provides housing and supportive services to help youth ages 16 ââ¬â 19. They help youth learn and develop skills to live independently. These apartments have 24 hour on site staff supervision. * New Beginnings Community Living Program (436 Main Street) helps teens 18-22 provides then with an apartment which they may have a roommate living with them. Also provides case management and helps develop living skills. Youth have to be in school or working towards their GED or be working to stay at the CLP. New Beginnings also has Community Living Program in the Farmington and Augusta area. * Volunteers of Americaââ¬â¢s Lewiston ââ¬â Auburn Homeless Youth Program is an outreach program that provides case management services to connect youth with safe housing and resources. As with the CLP you have to be in school or working toward their GED. VOA recently received a TLP grant and plans to provide scattered site apartment transitional living in he future. * New Beginnings Outreach Program (245 Lisbon Street) is a drop in center for youth ages 14-21 who are homeless or at risk of becoming homeless. The drop in center, open Monday through Friday in the afternoon, provides meals, laundry facilities, and supplies and clothing. For youth on a tight budget, these services can help them save money to put towards rent and bills. Other services they include are group activities, case management, help f inding housing, referrals to other community resources. This morning I have giving you why the teens in Lewiston Auburn need your help. I have talked about the possible reasons why they are homeless; I have given you some statistics about the homeless in Lewiston and Auburn High School and told you about the places that help the youth here in Lewiston and Auburn. I am passing out a list of things that you can donate and the place that you can donate then to. I hope when you do your spring cleaning here in a few weeks that you remember those teens that are out there in the towns that you live in and think say I can help them. How to cite Teen Homlessness, Papers
Friday, April 24, 2020
Lincoln Savings and Loan free essay sample
The substance-over-form concept is explained by accountingtools. com as a concept in which ââ¬Å"the information shown in the financial statements and accompanying disclosures of a business should reflect the underlying realities of accounting transactions, rather than the legal form in which they appear. â⬠They go on to explain that the main point of the concept is that ââ¬Å"a transaction should not be recorded in such a manner as to hide the true intent of the transaction. The concept requires or assumes that someone is attempting to deliberately hide a transaction as one that meets GAAP standards although in reality the transaction would affect the financial statements differently than reported. This form of deceit was used over and over by Lincoln SL. The biggest example provided was on page 87 concerning the ââ¬Å"Hidden Valleyâ⬠transaction. The responsibility of the auditor is to first notify their client of this discovery. The auditor should also inform their supervisor and ensure that the transaction and any communication is fully documented. We will write a custom essay sample on Lincoln Savings and Loan or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The client should then be notified that the entry should be adjusted to reflect the true outcome. If the client refuses to make this adjustment or provide a sufficient explanation as to why the will not make the change, the auditing firm has a responsibility to themselves and the stakeholders of that company to withdraw from the engagement. 3) An auditorââ¬â¢s examination is affected when a client has engaged in significant related party transactions due to the increased risk of fraud. SAS 45 which supersedes SAS 6 is the source of AU section 334 which discusses ââ¬Å"related partiesâ⬠.This section provides a guideline for auditors to follow so that they are satisfied with the relationship and its adherence to GAAP. Although, ââ¬Å"FASB Statement No. 57, Related Party Disclosures [AC section R36], gives the requirements for related party disclosuresâ⬠, it cannot be assumed that all related party transactions will be uncovered. Steps that an auditor can take to determine the existence of related party transactions are covered in paragraph 7. http://pcaobus. org/Standards/Auditing/Pages/AU334. aspxThe first steps that an auditor can take to determine that related party transactions have been properly recorded are to identify those related transactions. The procedures to identify these transactions are outlined in paragraph 8. Some of these steps are to: a) ââ¬Å"Review the minutes of meetings of the board of directors and executive or operating committees for information about material transactions authorized or discussed at their meetings. â⬠b) ââ¬Å"Review the extent and nature of business transacted with major customers, suppliers, borrowers, and lenders for indications of previously undisclosed relationships. c) ââ¬Å"Review accounting records for large, unusual, or nonrecurring transactions or balances, paying particular attention to transactions recognized at or near the end of the reporting period. â⬠Once the related party transactions have been identified, the auditor can apply the guidance provided in paragraph 9. This paragraph states that procedures that auditor finds necessary should be applied until they are satisfied with the occurrence of these transactions. An important note is that the auditorââ¬â¢s investigation should extend beyond inquiry of management. In particular, paragraph 9 states some of the follow procedures: a) ââ¬Å"Examine invoices, executed copies of agreements, contracts, and other pertinent documents, such as receiving reports and shipping documents. â⬠b) ââ¬Å"Test for reasonableness the compilation of amounts to be disclosed, or considered for disclosure, in the financial statements. â⬠c) ââ¬Å"Inspect or confirm and obtain satisfaction concerning the transferability and value of collateral. â⬠5)The significance of Lincoln receiving nonrecourse notes rather than recourse notes as payment was very substantial.With a nonrecourse note the purchaser can simply and legally walk away from the transaction without being held accountable for the remaining balance even if the collateral does not exceed the value of defaulted amount. With nonrecourse notes, the value of the transaction can be grossly overestimated. As we seen in this case, Lincoln SL and the purchaser had predetermined that the balance of these transactions would never be paid in full. This method was used over and over by Lincoln, to give the appearance of large revenue gains. Due to these transactions by Lincoln SL, ACC was able to ââ¬Å"withdraw huge sums of cash from the savings and loan in the form of intercompany dividend paymentsâ⬠. As the ââ¬Å"purchasersâ⬠of the loans ââ¬Å"defaultedâ⬠, Lincoln had to recognize the losses which it offset by conspiring additional nonrecourse transactions. This, as the case points out Lincoln would not have been able to maintain this cycle forever. 7)No, we do not think that Jack Atchisonââ¬â¢s close relationship with Lincoln and Charles Keating prior to leaving Arthur Young was proper.As stated on page 91, ââ¬Å"Atchison seemed to drop the auditors traditional stance of independence by repeatedly defended the practices of Lincolnâ⬠. They even called into question his actions as an outside auditor due to Mr. Atchison ââ¬Å"becoming a proponent of the clientsââ¬â¢ affairsâ⬠. Mr. Atchison was definitely a violation of the general standard #2 which states ââ¬Å"The auditor must maintain independence (in fact and appearance) in mental attitude in all matters related to the audit. â⬠AU section 220, which receives its guidance from SAS #1, covers this violation in more detail.Paragraph two states ââ¬Å"he must be without bias with respect to the client since otherwise he would lack that impartiality necessary for the dependability of his findingsâ⬠. It is obvious that he took a biased position and as such his ability to maintain independence vanished. Although Mr. Atchison did not receive any gifts or payments for his services for Lincoln, it does appear that he was more than compensated once he joined the company. After joining ACC, Atchison was no longer bond to follow the various auditing regulations. As such, technically he was allowed to interact with Youngââ¬â¢s auditors.He also waited until after the audit was concluded to prevent any SEC violations. Ethically he probably should not have interfaced with Arthur Youngââ¬â¢s auditors. But being that he had experience and personal relationships with Arthur Young, it would have been in ACCââ¬â¢s best interest (although deceitfully) to have him attempt to persuade the auditors to agree to ACCââ¬â¢s reporting methods. 9)If fraud is detected throughout the course of their work, than they have a responsibility to report it to the clients and their own management teams.However it is not the primary responsibility of the auditor to uncover fraud. As pointed out in AU 316 paragraph 4 ââ¬Å"it is managements responsibility to â⬠¦ detect fraud. â⬠The auditor is there to give an independent opinion on the reliability of the financial statements. http://pcaobus. org/Standards/Auditing/Pages/AU316. aspx Factors that mitigate this responsibility to uncover fraud include properly planning of the audit, recording there work and maintaining good backup, having competent knowledge of the audit, keeping management up to date on progress and findings, having n understanding the internal controls and risks of the organization. Factors that compound these responsibilities can occur if the auditor fails to plan the work properly, doesnââ¬â¢t keep good records of the work completed, doesnââ¬â¢t have the necessary knowledge, obtaining too small of samples and doesnââ¬â¢t gain an understanding of the level of risk and the internal controls that are in place. AU section 110 and AU 230 go into more detail. AU section 110 covers the responsibilities and functions of an independent auditor.Within in it states that the auditor has a responsibility to ââ¬Å"plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether caused by error or fraud. â⬠This section goes on to state that ââ¬Å"the auditors responsibility for the financial statements he or she has audited is confined to the expression of his or her opinion on them. â⬠http://pcaobus. org/Standards/Auditing/Pages/AU110. aspx Au section 230 discusses ââ¬Å"due professional care in the performance of workâ⬠.This section discusses the need for the auditor to maintain a level of professional skepticism of management and the accounting entries. It also refers to the need of ââ¬Å"due professional care that allows the auditor to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether caused by error or fraudâ⬠. Wherein, ââ¬Å"the independent auditors objective is to obtain sufficient appropriate evidential matter to provide him or her with a reasonable basis for forming an opinionâ⬠. http://pcaobus. rg/Standards/Auditing/Pages/AU230. aspx The auditors of Arthur Young while not responsible to uncover fraud did not fully carry out their duties and responsibilities to provide an opinion that was clear of reasonable assurance. During the first two years of being Lincolns auditing firm, Arthur Young seemed to have employed auditors that did not have enough experience or fortitude to stand up to the management of Lincoln. Those auditors accepted questionable documents that corroborated the savings and loanââ¬â¢s real estate transactions. These documents were done by appraisers hired by the company. This should have raised a red flag do to the risk of collusion. The auditors should have probed deeper and conducted additional research to ensure the true value of the land. They also should have conducted a larger sample size to determine if all of the appraisals were conducted by the same firm. Arthur Young also failed to prevent one of their audits, Jack Atchison, the engagement partner from maintaining his independence from Lincoln.
Tuesday, March 17, 2020
Goggle Eyes by Anne Fine essays
Goggle Eyes by Anne Fine essays Anne Fine uses a number of literary features in her novel Goggle-Eyes to influence the ways the reader responds. These literary elements include: point of view, theme, style, plot, mood/tone, setting and characters. Point of view establishes how the reader sees the story. Lukens (2003, p 168) describes this type of story-telling as one where the reader is able to live, act, feel and think the conflict as the protagonist experiences it and tells it. Fine uses first-person point of view effectively throughout the novel as the reader shares the opinions and feelings of the narrator, Kitty Killin, one of the main characters. Although scarcely more than a child, Kitty appears to be a trustworthy and likeable narrator as she is intelligent, articulate and perceptive. She often appears wiser and more insightful than the adults in the novel. As a result of this we find ourselves sharing her views. Even though Kitty is quite harsh towards Gerald, we agree with her assessment of Gerald as a political Neanderthal (Fine, 1989, p 28) and understand why she states that, After that horrible, horrible row with Mum I absolutely hated him. (Fine, 1989, p 35) Later in the novel when Kittys feelings towards Gerald change, as she wonders if she hadnt been a bit unfair to poor old Gerald Faulkner, deciding so early on that he was the worst thing to have happened to our household since Dad packed his boxes and went off to Berwick upon Tweed....(Fine 1989, p 128) we also modify our views. The personal, chatty style of the novels first person narration, accompanied by simple sentence structure also influence the way we respond. Kittys informal conversational style draws us into her world. We feel as though we are the good friend she is confiding in when she reveals her innermost feelings, for example, when she tells us It suddenly occurred to me that part of the reason I couldnt s...
Sunday, March 1, 2020
Margaret Sanger Biography - Birth Control Advocate
Margaret Sanger Biography - Birth Control Advocate Known for: advocating birth control and womens health Occupation: nurse, birth control advocateDates: September 14, 1879 - September 6, 1966 (Some sources, including Websters Dictionary of American Women and Contemporary Authors Online (2004) give her birth year as 1883.)Also Known as: Margaret Louise Higgins Sanger Margaret Sanger Biography Margaret Sanger was born in Corning, New York. à Her father was an Irish immigrant, and her mother an Irish-American. à Her father was a free-thinker and her mother a Roman Catholic. à She was one of eleven children, and blamed her mothers early death on both the familys poverty and her mothers frequent pregnancies and childbirths. So Margaret Higgins decided to avoid her mothers fate, becoming educated and having a career as a nurse. à She was working towards her nursing degree at White Plains Hospital in New York when she married an architect and left her training. à After she had three children, the couple decided to move to New York City. à There, they became involved in a circle of feminists and socialists. à In 1912, Sanger wrote a column on womens health and sexuality called What Every Girl Should Know for the Socialist Party paper, theà Call. She collected and published articles as What Every Girl Should Know (1916) and What Every Mother Should Know (1917). à Her 1924 article, The Case for Birth Control, was one of many articles she published. However, theà Comstock Act of 1873 was used to forbid distribution of birth control devices and information. Her article on venereal disease was declared obscene in 1913 and banned from the mails. In 1913 she went to Europe to escape arrest. When she returned from Europe, she applied her nursing education as a visiting nurse on the Lower East Side of New York City. In working with immigrant women in poverty, she saw many instances of women suffering and even dying from frequent pregnancies and childbirths, and also from miscarriages. She recognized that many women attempted to deal with unwanted pregnancies with self-induced abortions, often with tragic results to their own health and lives, affecting their ability to care for their families. She was forbidden under government censorship laws from providing information on contraception. In the radical middle-class circles in which she moved, many women were availing themselves of contraceptives, even if their distribution and information about them were banned by law. But in her work as a nurse, and influenced by Emma Goldman, she saw that poor women didnt have the same opportunities to plan their motherhood. She came to believe that unwanted pregnancy was the biggest barrier to a working class or poor womans freedom. She decided that the laws against information on contraception and distribution of contraceptive devices were unfair and unjust, and that she would confront them. She founded a paper, Woman Rebel, on her return. She was indicted for mailing obscenities, fled to Europe, and the indictment was withdrawn. In 1914 she founded the National Birth Control League which was taken over by Mary Ware Dennett and others while Sanger was in Europe. In 1916 (1917 according to some sources), Sanger set up the first birth control clinic in the United States and, the following year, was sent to the workhouse for creating a public nuisance. Her many arrests and prosecutions, and the resulting outcries, helped lead to changes in laws, giving doctors the right to give birth control advice (and later, birth control devices) to patients. Her first marriage, to architect William Sanger in 1902, ended in divorce in 1920. She was remarried in 1922 to J. Noah H. Slee, though she kept her by-then-famous (or infamous) name from her first marriage. In 1927 Sanger helped organize the first World Population Conference in Geneva. In 1942, after several organizational mergers and name changes, Planned Parenthood Federation came into being. Sanger wrote many books and articles on birth control and marriage, and an autobiography (the latter in 1938). Today, organizations and individuals which oppose abortion and, often, birth control, have charged Sanger with eugenicism and racism. Sangers supporters consider the charges exaggerated or false, or the quotes used taken out of context.
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